How local law shapes our data use
This policy explains how we handle your personal data when you open an account, use the site, or send a privacy request. We use only the details needed for identity checks, wallet matching, support replies, security checks, and the legal records we must keep. Where local
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law permits, access and use depend on your location in India and the rules that apply there. If you use UPI, Paytm, PhonePe, or Google Pay, we may store the transaction reference needed to match a payment with your wallet entry or to correct a mismatch.
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We keep records for the period needed for tax, audit, dispute handling, and system security, then delete or de-identify them when the retention period ends and the law allows it.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.